It is time to take back

Your Financial Freedom

Quick Assessment

Solutions for your individual circumstances

Personal Evaluation

Have a clear understanding of your financial obligations

Clearance Certificate

Confirms that you have fulfilled your obligations

Debt Review Free

Removal of the debt review status from your credit report

About Us

We provide support and guidance along the way

At Second Start Debt Clinic, we believe in an honest, effective, and compassionate approach to service delivery. Our mission is to provide you with the support and guidance you need to achieve financial freedom in the shortest time possible. Our services go beyond debt counselling – we genuinely care about your financial well-being.

Our dedicated team of experienced professionals understands the challenges you face. Whether you are drowning in debt, have completed the debt review process, been mistakenly placed under debt review, or simply want to clear your name with the credit bureau, we have tailored solutions to suit your specific needs.


We provide high quality services

We understand the needs of our clients and strive to exceed their expectations and providing excellent customer support along the way

our services

what we offer.

Debt Review Removal

Debt review removal assists with the removal of the debt review flag against your name. A clearance certificate is issued to ensure the records are updated at the credit bureau and your record is clean.

Debt Counselling

Second Start Debt Clinic is here to offer you a lifeline. As the leading debt counselling service in South Africa, we specialize in helping overindebted consumers regain control of their finances, remove the burden of debt review, and obtain ITC clearances.

We care about your financial wellbeing

Schedule a consultation with our team to discuss your situation and how we can help you.